random points

• nephrotoxicity = poisonous effect of some substances on the kidney (bulatlat)
• foreign remittance = e.g. OFW remittances to the Philippines
• local remittance = e.g. remittances of household helpers to their families in the province
• 7-10% GDP growth = preoccupation of emerging/high growth economies in Asia
• China, India, Arab countries = other sources of foreign direct investments
  that can compensate for the decline in FDI inflow from regions afflicted by
  the financial crunch (Dr. Bernardo Villegas)